AMS Health & Dental Plan
Welcome to Your Plan!
To help students pay for the health services they need, a collective health and dental plan has been put in place by your student association. This group Plan is unique in that it helps fill the gaps in provincial health care, while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. It covers the unexpected and provides you with preventive care services to keep you in good health.
Since its inception, the Plan has saved its members millions of dollars and has helped thousands of students. As a full-time undergraduate student at Queen’s University and a member of the Alma Mater Society (AMS), you’re automatically covered by the AMS Health & Dental Plan. To minimize paper use and its impact on the environment, this document provides a basic outline of the coverage available to you through your student Plan. A complete list of benefits and details is available at www.ihaveaplan.ca.
Best of luck for a safe and healthy year.
Allison Williams, Justin Reekie, Philip Lloyd
Your Health & Dental Plan at a Glance
Group Name: AMS Health & Dental Plan
Group Number (Health & Dental Benefits): 22275
Insurance Company (Health & Dental Benefits): Sun Life Assurance Company of Canada (Sun Life)
Group Number (Travel Benefits): 97180
Insurance Company (Travel Benefits): Blue Cross
For Information: www.ihaveaplan.ca or 1 877 795-4420
The Opt-Out period for 2014-15 will be September 2nd to September 25th.
Opt Outs and enrolments for Fall Term Students is Aug. 31 - Sept. 25, 2014
Enrolments for new Winter Term students only is Jan. 2 - Jan. 17, 2015
OPT OUT HERE
NOTE: This document is intended as a basic explanation of the benefits available to you through the AMS Health & Dental Plan. For more information, visit www.ihaveaplan.ca.
Your Policy Year & Fee (64 ¢ per day)
If you are automatically enrolled, the cost of the Plan is part of your student fees. You’re responsible for verifying if you are automatically covered by checking your tuition statement or by visiting www.ihaveaplan.ca.
Full-year coverage: $241.74 (Sept. 1, 2014 – Aug. 31, 2015)
The breakdown is $122.15 for Health and $119.59 for Dental coverage.
Save more money with the provider networks:
You’re covered for the insured portion of your Plan regardless of the health practitioner you choose. However, by consulting a Network member, you’ll get additional coverage and keep more money in your pocket. Visit www.ihaveaplan.ca to find a practitioner.
Vision Network & CoverageDental Network & Coverage
Health-Care Network & CoverageTravel Coverage
Are you already covered by another plan? Weigh the costs and benefits!
Your student Health & Dental Plan may provide better value:
•Being enrolled as a dependant in a parent or spouse’s employee benefit plan often requires your family member to pay additional costs to have you covered.
•Coverage under most parents’ plans ceases once you are no longer a full-time student or when you turn 26.
•Most private plans offer limited to no travel coverage.Your student Plan covers you for 120 days per trip and includes coverage for trip cancellation and trip interruption. Similar travel plans can cost over $500.
•Most plans also have limited vision coverage and don’t cover vaccinations, which may be mandatory for your academic program.
•You may wish to check your current coverage. By combining both plans, you can maximize your overall coverage—up to 100%—and eliminate out-of-pocket costs!
The AMS Health & Dental Plan is a mandatory student fee unless you are covered by another plan.
The Member Services Centre is there to assist you. Give them a call at 1 877 795-4420 if you would like more information on combining plans.
Student Care Network